Sanitas — Region 2 of canton St. Gallen, 2026 premiums
Sanitas covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 306.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 9 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Sanitas to Agrisano, the cheapest insurer in this region, saves CHF 452.40 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 537.90 | CHF 467.95 | CHF 489.50 | CHF 457.30 |
| 500 | CHF 526.30 | CHF 456.35 | CHF 477.90 | CHF 445.70 |
| 1'000 | CHF 497.10 | CHF 427.15 | CHF 448.70 | CHF 416.50 |
| 1'500 | CHF 467.90 | CHF 397.95 | CHF 419.50 | CHF 387.30 |
| 2'000 | CHF 438.80 | CHF 368.85 | CHF 390.40 | CHF 358.20 |
| 2'500 | CHF 409.60 | CHF 339.65 | CHF 361.20 | CHF 329.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 354.00 | CHF 339.80 | CHF 343.40 | CHF 339.90 |
| 500 | CHF 342.40 | CHF 328.20 | CHF 331.80 | CHF 328.30 |
| 1'000 | CHF 313.20 | CHF 299.00 | CHF 302.60 | CHF 299.10 |
| 1'500 | CHF 284.00 | CHF 269.80 | CHF 273.40 | CHF 269.90 |
| 2'000 | CHF 254.90 | CHF 240.70 | CHF 244.30 | CHF 240.80 |
| 2'500 | CHF 225.70 | CHF 211.50 | CHF 215.10 | CHF 211.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 127.00 | CHF 123.15 | CHF 124.50 | CHF 122.00 |
| 100 | CHF 121.20 | CHF 117.35 | CHF 118.70 | CHF 116.20 |
| 200 | CHF 115.40 | CHF 111.55 | CHF 112.90 | CHF 110.40 |
| 300 | CHF 109.50 | CHF 105.65 | CHF 107.00 | CHF 104.50 |
| 400 | CHF 103.70 | CHF 99.85 | CHF 101.20 | CHF 98.70 |
| 500 | CHF 97.90 | CHF 94.05 | CHF 95.40 | CHF 92.90 |
| 600 | CHF 92.00 | CHF 88.15 | CHF 89.50 | CHF 87.00 |
With or without accident cover
With accident cover: CHF 537.90 a month. Without: CHF 500.80. Dropping it saves CHF 445.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 439.40 in 2025 to CHF 306.30 — a rise of 4.1 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.