Galenos — Region 2 of canton St. Gallen, 2026 premiums
Galenos covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 309.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 13 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 472.80 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 545.10 | CHF 497.70 | CHF 497.70 | CHF 459.00 |
| 500 | CHF 533.40 | CHF 486.00 | CHF 486.00 | CHF 447.40 |
| 1'000 | CHF 504.30 | CHF 456.90 | CHF 456.90 | CHF 418.20 |
| 1'500 | CHF 475.10 | CHF 427.70 | CHF 427.70 | CHF 389.00 |
| 2'000 | CHF 445.90 | CHF 398.50 | CHF 398.50 | CHF 359.90 |
| 2'500 | CHF 416.80 | CHF 369.40 | CHF 369.40 | CHF 330.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 398.00 | CHF 381.30 | CHF 377.40 | CHF 357.50 |
| 500 | CHF 386.40 | CHF 369.70 | CHF 365.70 | CHF 345.80 |
| 1'000 | CHF 357.20 | CHF 340.50 | CHF 336.50 | CHF 316.60 |
| 1'500 | CHF 328.00 | CHF 311.30 | CHF 307.40 | CHF 287.50 |
| 2'000 | CHF 298.90 | CHF 282.20 | CHF 278.20 | CHF 258.30 |
| 2'500 | CHF 269.70 | CHF 253.00 | CHF 249.00 | CHF 229.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 54.90 | CHF 51.30 | CHF 51.30 | CHF 49.50 |
| 100 | CHF 51.10 | CHF 47.80 | CHF 47.80 | CHF 46.00 |
| 200 | CHF 47.20 | CHF 44.20 | CHF 44.20 | CHF 42.60 |
| 300 | CHF 43.40 | CHF 40.60 | CHF 40.60 | CHF 39.20 |
| 400 | CHF 39.60 | CHF 37.10 | CHF 37.10 | CHF 35.70 |
| 500 | CHF 35.80 | CHF 33.50 | CHF 33.50 | CHF 32.30 |
| 600 | CHF 32.00 | CHF 29.90 | CHF 29.90 | CHF 29.60 |
With or without accident cover
With accident cover: CHF 545.10 a month. Without: CHF 509.50. Dropping it saves CHF 427.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 504.50 in 2025 to CHF 309.10 — a fall of 9.0 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.