sana24 — Region 2 of canton St. Gallen, 2026 premiums
sana24 covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 316.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 14 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from sana24 to Agrisano, the cheapest insurer in this region, saves CHF 562.80 a year for an adult on the same profile.
The full sana24 table
416 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 542.40 | CHF 509.90 | CHF 499.00 | CHF 466.50 |
| 500 | CHF 530.70 | CHF 498.20 | CHF 487.40 | CHF 454.90 |
| 1'000 | CHF 501.60 | CHF 469.00 | CHF 458.20 | CHF 425.70 |
| 1'500 | CHF 472.40 | CHF 439.90 | CHF 429.00 | CHF 396.50 |
| 2'000 | CHF 443.20 | CHF 410.70 | CHF 399.90 | CHF 367.40 |
| 2'500 | CHF 414.10 | CHF 381.50 | CHF 370.70 | CHF 338.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 434.00 | CHF 408.00 | CHF 382.00 | CHF 382.00 |
| 500 | CHF 422.30 | CHF 396.30 | CHF 370.30 | CHF 370.30 |
| 1'000 | CHF 393.20 | CHF 367.20 | CHF 341.10 | CHF 341.10 |
| 1'500 | CHF 364.00 | CHF 338.00 | CHF 312.00 | CHF 312.00 |
| 2'000 | CHF 334.80 | CHF 308.80 | CHF 282.80 | CHF 282.80 |
| 2'500 | CHF 305.70 | CHF 279.70 | CHF 253.60 | CHF 253.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 54.60 | CHF 54.10 | CHF 48.10 | CHF 54.10 |
| 100 | CHF 50.80 | CHF 50.30 | CHF 44.80 | CHF 50.30 |
| 200 | CHF 47.00 | CHF 46.50 | CHF 41.40 | CHF 46.50 |
| 300 | CHF 43.20 | CHF 42.80 | CHF 38.10 | CHF 42.80 |
| 400 | CHF 39.40 | CHF 39.00 | CHF 34.70 | CHF 39.00 |
| 500 | CHF 35.60 | CHF 35.30 | CHF 31.40 | CHF 35.30 |
| 600 | CHF 31.80 | CHF 31.50 | CHF 29.40 | CHF 31.50 |
With or without accident cover
With accident cover: CHF 542.40 a month. Without: CHF 506.90. Dropping it saves CHF 426.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 449.30 in 2025 to CHF 316.10 — a rise of 3.8 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.