Atupri — Region 2 of canton St. Gallen, 2026 premiums
Atupri covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 299.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 2 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Atupri to Agrisano, the cheapest insurer in this region, saves CHF 291.60 a year for an adult on the same profile.
The full Atupri table
170 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 511.10 | CHF 470.20 | CHF 443.90 | CHF 445.20 |
| 500 | CHF 499.50 | CHF 458.60 | CHF 432.30 | CHF 433.60 |
| 1'000 | CHF 470.30 | CHF 429.40 | CHF 403.10 | CHF 404.40 |
| 1'500 | CHF 441.10 | CHF 400.20 | CHF 373.90 | CHF 375.20 |
| 2'000 | CHF 412.00 | CHF 371.10 | CHF 344.80 | CHF 346.10 |
| 2'500 | CHF 382.80 | CHF 341.90 | CHF 315.60 | CHF 316.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 383.30 | CHF 352.60 | CHF 332.90 | CHF 333.90 |
| 500 | CHF 371.70 | CHF 341.00 | CHF 321.30 | CHF 322.30 |
| 1'000 | CHF 342.50 | CHF 311.80 | CHF 292.10 | CHF 293.10 |
| 1'500 | CHF 313.30 | CHF 282.60 | CHF 262.90 | CHF 263.90 |
| 2'000 | CHF 284.20 | CHF 253.50 | CHF 233.80 | CHF 234.80 |
| 2'500 | CHF 255.00 | CHF 224.30 | CHF 204.60 | CHF 205.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 138.00 | CHF 126.90 | CHF 119.90 | CHF 120.20 |
| 100 | CHF 132.20 | CHF 121.10 | CHF 114.10 | CHF 114.40 |
| 200 | CHF 126.40 | CHF 115.30 | CHF 108.30 | CHF 108.60 |
| 400 | CHF 114.70 | CHF 103.60 | CHF 96.60 | CHF 96.90 |
| 600 | CHF 103.00 | CHF 91.90 | CHF 84.90 | CHF 85.20 |
With or without accident cover
With accident cover: CHF 511.10 a month. Without: CHF 485.50. Dropping it saves CHF 307.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 424.40 in 2025 to CHF 299.80 — a rise of 4.6 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.