CHF 2'000 deductible in Region 1 of canton Vaud
At a CHF 2'000 deductible, 20 insurers offer a premium in Region 1 of canton Vaud. The lowest is CHF 471.00 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 570.10, the CHF 2'000 deductible saves CHF 1'189.20 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'489.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
20 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 471.00 | View |
| 2 | Sanitas | CHF 471.90 | View |
| 3 | CSS | CHF 476.80 | View |
| 4 | Assura-Basis | CHF 479.80 | View |
| 5 | Vivao Sympany | CHF 480.60 | View |
| 6 | Helsana | CHF 481.00 | View |
| 7 | SWICA | CHF 482.50 | View |
| 8 | Galenos | CHF 483.90 | View |
| 9 | sana24 | CHF 487.30 | View |
| 10 | ÖKK | CHF 494.90 | View |
| 11 | CONCORDIA | CHF 497.60 | View |
| 12 | Aquilana | CHF 504.60 | View |
| 13 | Avenir | CHF 504.70 | View |
| 14 | Visana | CHF 506.10 | View |
| 15 | Mutuel | CHF 518.50 | View |
| 16 | EGK | CHF 527.30 | View |
| 17 | Philos | CHF 527.40 | View |
| 18 | Agrisano | CHF 588.30 | View |
| 19 | vita surselva | CHF 628.15 | View |
| 20 | rhenusana | CHF 651.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.