Vivao Sympany — Region 1 of canton Vaud, 2026 premiums
Vivao Sympany covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 419.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 5 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from Vivao Sympany to Atupri, the cheapest insurer in this region, saves CHF 115.20 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 682.00 | CHF 593.40 | CHF 593.40 | CHF 579.70 |
| 500 | CHF 670.40 | CHF 581.70 | CHF 581.70 | CHF 568.10 |
| 1'000 | CHF 641.20 | CHF 552.60 | CHF 552.60 | CHF 538.90 |
| 1'500 | CHF 612.00 | CHF 523.40 | CHF 523.40 | CHF 509.70 |
| 2'000 | CHF 582.90 | CHF 494.20 | CHF 494.20 | CHF 480.60 |
| 2'500 | CHF 553.70 | CHF 465.10 | CHF 465.10 | CHF 451.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 497.90 | CHF 433.20 | CHF 433.20 | CHF 423.20 |
| 500 | CHF 486.20 | CHF 421.50 | CHF 421.50 | CHF 411.60 |
| 1'000 | CHF 457.10 | CHF 392.40 | CHF 392.40 | CHF 382.40 |
| 1'500 | CHF 427.90 | CHF 363.20 | CHF 363.20 | CHF 353.20 |
| 2'000 | CHF 398.70 | CHF 334.00 | CHF 334.00 | CHF 324.10 |
| 2'500 | CHF 369.60 | CHF 304.90 | CHF 304.90 | CHF 294.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 201.20 | CHF 175.10 | CHF 175.10 | CHF 171.10 |
| 200 | CHF 189.60 | CHF 163.40 | CHF 163.40 | CHF 159.40 |
| 400 | CHF 177.90 | CHF 151.80 | CHF 151.80 | CHF 147.70 |
| 600 | CHF 166.20 | CHF 140.10 | CHF 140.10 | CHF 136.10 |
With or without accident cover
With accident cover: CHF 682.00 a month. Without: CHF 634.30. Dropping it saves CHF 572.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 548.50 in 2025 to CHF 419.90 — a rise of 5.7 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.