Avenir — Region 1 of canton Vaud, 2026 premiums
Avenir covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 443.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 13 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from Avenir to Atupri, the cheapest insurer in this region, saves CHF 344.40 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 717.10 | CHF 634.70 | CHF 623.90 | CHF 598.80 |
| 500 | CHF 705.60 | CHF 623.20 | CHF 612.40 | CHF 587.80 |
| 1'000 | CHF 676.60 | CHF 594.20 | CHF 583.40 | CHF 560.30 |
| 1'500 | CHF 647.10 | CHF 564.70 | CHF 553.90 | CHF 532.30 |
| 2'000 | CHF 618.10 | CHF 535.70 | CHF 524.90 | CHF 504.70 |
| 2'500 | CHF 589.10 | CHF 506.70 | CHF 495.90 | CHF 477.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 505.20 | CHF 457.30 | CHF 449.70 | CHF 434.50 |
| 500 | CHF 493.70 | CHF 445.80 | CHF 438.20 | CHF 423.00 |
| 1'000 | CHF 464.70 | CHF 416.80 | CHF 409.20 | CHF 394.00 |
| 1'500 | CHF 435.20 | CHF 387.30 | CHF 379.70 | CHF 364.50 |
| 2'000 | CHF 406.20 | CHF 358.30 | CHF 350.70 | CHF 335.50 |
| 2'500 | CHF 377.20 | CHF 329.30 | CHF 321.70 | CHF 306.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 145.20 | CHF 132.90 | CHF 129.30 | CHF 128.60 |
| 100 | CHF 140.90 | CHF 128.60 | CHF 124.90 | CHF 124.20 |
| 200 | CHF 136.50 | CHF 124.20 | CHF 120.60 | CHF 119.90 |
| 300 | CHF 132.10 | CHF 119.80 | CHF 116.20 | CHF 115.40 |
| 400 | CHF 127.80 | CHF 115.40 | CHF 111.80 | CHF 111.10 |
| 500 | CHF 123.40 | CHF 111.10 | CHF 107.50 | CHF 106.70 |
| 600 | CHF 119.00 | CHF 106.70 | CHF 103.00 | CHF 102.30 |
With or without accident cover
With accident cover: CHF 717.10 a month. Without: CHF 667.00. Dropping it saves CHF 601.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 581.40 in 2025 to CHF 443.80 — a rise of 3.0 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.