Mutuel — Region 1 of canton Vaud, 2026 premiums
Mutuel covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 455.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 15 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from Mutuel to Atupri, the cheapest insurer in this region, saves CHF 568.80 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 718.00 | CHF 653.40 | CHF 631.90 | CHF 617.50 |
| 500 | CHF 706.50 | CHF 641.90 | CHF 620.40 | CHF 606.00 |
| 1'000 | CHF 677.50 | CHF 612.90 | CHF 591.40 | CHF 577.00 |
| 1'500 | CHF 648.00 | CHF 583.40 | CHF 561.90 | CHF 547.50 |
| 2'000 | CHF 619.00 | CHF 554.40 | CHF 532.90 | CHF 518.50 |
| 2'500 | CHF 590.00 | CHF 525.40 | CHF 503.90 | CHF 489.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 530.30 | CHF 482.60 | CHF 466.70 | CHF 469.40 |
| 500 | CHF 518.80 | CHF 471.10 | CHF 455.20 | CHF 457.90 |
| 1'000 | CHF 489.80 | CHF 442.10 | CHF 426.20 | CHF 428.90 |
| 1'500 | CHF 460.30 | CHF 412.60 | CHF 396.70 | CHF 399.40 |
| 2'000 | CHF 431.30 | CHF 383.60 | CHF 367.70 | CHF 370.40 |
| 2'500 | CHF 402.30 | CHF 354.60 | CHF 338.70 | CHF 341.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 136.90 | CHF 124.60 | CHF 123.20 | CHF 123.90 |
| 100 | CHF 132.60 | CHF 120.30 | CHF 118.90 | CHF 119.60 |
| 200 | CHF 128.20 | CHF 115.90 | CHF 114.50 | CHF 115.20 |
| 300 | CHF 123.80 | CHF 111.50 | CHF 110.10 | CHF 110.80 |
| 400 | CHF 119.40 | CHF 107.10 | CHF 105.80 | CHF 106.40 |
| 500 | CHF 115.10 | CHF 102.80 | CHF 101.40 | CHF 102.10 |
| 600 | CHF 110.70 | CHF 98.40 | CHF 97.00 | CHF 97.70 |
With or without accident cover
With accident cover: CHF 718.00 a month. Without: CHF 667.80. Dropping it saves CHF 602.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 598.90 in 2025 to CHF 455.30 — a rise of 3.1 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.