Sanitas — Region 1 of canton Vaud, 2026 premiums
Sanitas covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 412.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 2 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from Sanitas to Atupri, the cheapest insurer in this region, saves CHF 10.80 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 675.70 | CHF 587.85 | CHF 614.90 | CHF 571.00 |
| 500 | CHF 664.10 | CHF 576.25 | CHF 603.30 | CHF 559.40 |
| 1'000 | CHF 634.90 | CHF 547.05 | CHF 574.10 | CHF 530.20 |
| 1'500 | CHF 605.70 | CHF 517.85 | CHF 544.90 | CHF 501.00 |
| 2'000 | CHF 576.60 | CHF 488.75 | CHF 515.80 | CHF 471.90 |
| 2'500 | CHF 547.40 | CHF 459.55 | CHF 486.60 | CHF 442.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 429.80 | CHF 412.55 | CHF 417.00 | CHF 412.70 |
| 500 | CHF 418.20 | CHF 400.95 | CHF 405.40 | CHF 401.10 |
| 1'000 | CHF 389.00 | CHF 371.75 | CHF 376.20 | CHF 371.90 |
| 1'500 | CHF 359.80 | CHF 342.55 | CHF 347.00 | CHF 342.70 |
| 2'000 | CHF 330.70 | CHF 313.45 | CHF 317.90 | CHF 313.60 |
| 2'500 | CHF 301.50 | CHF 284.25 | CHF 288.70 | CHF 284.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 173.00 | CHF 167.80 | CHF 169.60 | CHF 166.10 |
| 100 | CHF 167.20 | CHF 162.00 | CHF 163.80 | CHF 160.30 |
| 200 | CHF 161.40 | CHF 156.20 | CHF 158.00 | CHF 154.50 |
| 300 | CHF 155.50 | CHF 150.30 | CHF 152.10 | CHF 148.60 |
| 400 | CHF 149.70 | CHF 144.50 | CHF 146.30 | CHF 142.80 |
| 500 | CHF 143.90 | CHF 138.70 | CHF 140.50 | CHF 137.00 |
| 600 | CHF 138.00 | CHF 132.80 | CHF 134.60 | CHF 131.10 |
With or without accident cover
With accident cover: CHF 675.70 a month. Without: CHF 629.10. Dropping it saves CHF 559.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 555.80 in 2025 to CHF 412.20 — a rise of 2.7 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.