ÖKK — Region 1 of canton Vaud, 2026 premiums
ÖKK covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 433.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 11 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from ÖKK to Atupri, the cheapest insurer in this region, saves CHF 286.80 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 660.00 | CHF 594.00 | CHF 627.00 | CHF 610.50 |
| 500 | CHF 648.40 | CHF 582.40 | CHF 615.40 | CHF 598.90 |
| 1'000 | CHF 619.20 | CHF 553.20 | CHF 586.20 | CHF 569.70 |
| 1'500 | CHF 590.00 | CHF 524.00 | CHF 557.00 | CHF 540.50 |
| 2'000 | CHF 560.90 | CHF 494.90 | CHF 527.90 | CHF 511.40 |
| 2'500 | CHF 531.70 | CHF 465.70 | CHF 498.70 | CHF 482.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 528.00 | CHF 475.20 | CHF 501.60 | CHF 488.40 |
| 500 | CHF 516.40 | CHF 463.60 | CHF 490.00 | CHF 476.80 |
| 1'000 | CHF 487.20 | CHF 434.40 | CHF 460.80 | CHF 447.60 |
| 1'500 | CHF 458.00 | CHF 405.20 | CHF 431.60 | CHF 418.40 |
| 2'000 | CHF 428.90 | CHF 376.10 | CHF 402.50 | CHF 389.30 |
| 2'500 | CHF 399.70 | CHF 346.90 | CHF 373.30 | CHF 360.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 165.00 | CHF 148.50 | CHF 156.80 | CHF 152.70 |
| 200 | CHF 153.40 | CHF 136.90 | CHF 145.20 | CHF 141.10 |
| 400 | CHF 141.70 | CHF 125.20 | CHF 133.50 | CHF 129.40 |
| 600 | CHF 130.00 | CHF 113.50 | CHF 121.80 | CHF 117.70 |
With or without accident cover
With accident cover: CHF 660.00 a month. Without: CHF 613.80. Dropping it saves CHF 554.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 579.10 in 2025 to CHF 433.20 — a rise of 2.6 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| SWICA | CHF 581.60 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.