SWICA — Region 1 of canton Vaud, 2026 premiums
SWICA covers the 117 municipalities of Region 1 in canton Vaud. Its lowest adult premium here is CHF 421.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 7 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 611.66 a month.
What staying costs
Moving from SWICA to Atupri, the cheapest insurer in this region, saves CHF 138.00 a year for an adult on the same profile.
The full SWICA table
320 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 727.00 | CHF 585.30 | CHF 581.60 | CHF 676.20 |
| 500 | CHF 715.40 | CHF 573.60 | CHF 570.00 | CHF 664.50 |
| 1'000 | CHF 686.20 | CHF 551.70 | CHF 548.10 | CHF 642.60 |
| 1'500 | CHF 657.00 | CHF 522.60 | CHF 518.90 | CHF 613.40 |
| 2'000 | CHF 627.90 | CHF 486.10 | CHF 482.50 | CHF 584.30 |
| 2'500 | CHF 598.70 | CHF 457.00 | CHF 453.30 | CHF 555.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 545.30 | CHF 469.00 | CHF 458.10 | CHF 523.50 |
| 500 | CHF 533.70 | CHF 457.30 | CHF 446.40 | CHF 511.90 |
| 1'000 | CHF 504.50 | CHF 433.60 | CHF 430.90 | CHF 482.70 |
| 1'500 | CHF 475.30 | CHF 404.50 | CHF 401.70 | CHF 453.50 |
| 2'000 | CHF 446.20 | CHF 369.80 | CHF 361.70 | CHF 424.40 |
| 2'500 | CHF 417.00 | CHF 340.70 | CHF 332.50 | CHF 395.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 72.70 | CHF 64.00 | CHF 66.20 | CHF 72.70 |
| 200 | CHF 61.10 | CHF 53.80 | CHF 56.00 | CHF 61.10 |
| 400 | CHF 49.40 | CHF 42.10 | CHF 44.30 | CHF 49.40 |
| 600 | CHF 39.10 | CHF 39.10 | CHF 39.10 | CHF 39.10 |
With or without accident cover
With accident cover: CHF 727.00 a month. Without: CHF 676.20. Dropping it saves CHF 609.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 553.60 in 2025 to CHF 421.60 — a rise of 5.1 %.
The 117 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Vaud, not to the municipality.
Aclens · Allaman · Arnex-sur-Nyon · Arzier-Le Muids · Aubonne · Ballens · Bassins · Begnins · Belmont-sur-Lausanne · Berolle · Bière · Blonay - Saint-Légier · Bogis-Bossey · Borex · Bougy-Villars · Bourg-en-Lavaux · Bremblens · Buchillon · Bursinel · Bursins · Burtigny · Bussigny · Chardonne · Chavannes-de-Bogis · Chavannes-des-Bois · Chavannes-près-Renens · Cheseaux-sur-Lausanne · Chexbres · Chigny · Chéserex · Clarmont · Coinsins · Commugny · Coppet · Corseaux · Corsier-sur-Vevey · Crans (VD) · Crassier · Crissier · Denens · Denges · Duillier · Dully · Echandens · Echichens · Ecublens (VD) · Epalinges · Essertines-sur-Rolle · Etoy · Eysins · Forel (Lavaux) · Founex · Féchy · Genolier · Gilly · Gimel · Gingins · Givrins · Gland · Grens · Jongny · Jouxtens-Mézery · La Rippe · La Tour-de-Peilz · Lausanne · Lavigny · Le Mont-sur-Lausanne · Le Vaud · Lonay · Longirod · Luins · Lully (VD) · Lussy-sur-Morges · Lutry · Marchissy · Mies · Mollens (VD) · Mont-sur-Rolle · Montreux · Morges · Nyon · Paudex · Perroy · Prangins · Prilly · Préverenges · Puidoux · Pully · Renens (VD) · Rivaz · Rolle · Romanel-sur-Lausanne · Romanel-sur-Morges · Saint-Cergue · Saint-George · Saint-Livres · Saint-Oyens · Saint-Prex · Saint-Saphorin (Lavaux) · Saint-Sulpice (VD) · Saubraz · Savigny · Signy-Avenex · Tannay · Tartegnin · Tolochenaz · Trélex · Vaux-sur-Morges · Vevey · Veytaux · Vich · Villars-Sainte-Croix · Villars-sous-Yens · Vinzel · Vufflens-le-Château · Vullierens · Yens
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 570.10 | View |
| Sanitas | CHF 571.00 | View |
| CSS | CHF 575.90 | View |
| Assura-Basis | CHF 578.90 | View |
| Vivao Sympany | CHF 579.70 | View |
| Helsana | CHF 580.10 | View |
| Galenos | CHF 583.10 | View |
| sana24 | CHF 586.40 | View |
| Aquilana | CHF 590.70 | View |
| ÖKK | CHF 594.00 | View |
| CONCORDIA | CHF 596.70 | View |
| Avenir | CHF 598.80 | View |
| Visana | CHF 605.20 | View |
| Mutuel | CHF 617.50 | View |
| KPT | CHF 622.10 | View |
| EGK | CHF 626.40 | View |
| Philos | CHF 626.40 | View |
| Agrisano | CHF 687.50 | View |
| vita surselva | CHF 722.00 | View |
| rhenusana | CHF 750.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.