HMO practice in Region 3 of canton Zurich
14 of 27 insurers offer a HMO practice in Region 3 of canton Zurich. The lowest premium is CHF 453.10 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 488.50. This HMO practice therefore saves CHF 424.80 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | ÖKK | Gesundheitszentrum | CHF 453.10 | View |
| 2 | Agrisano | AGRIeco | CHF 457.60 | View |
| 3 | CONCORDIA | HMO | CHF 461.20 | View |
| 4 | Visana | Managed Care | CHF 462.70 | View |
| 5 | SWICA | FAVORIT SANTE | CHF 467.50 | View |
| 6 | Atupri | HMO | CHF 469.00 | View |
| 7 | Galenos | Managed Care | CHF 471.70 | View |
| 8 | KPT | KPTwin.plus | CHF 476.80 | View |
| 9 | Sanitas | MultiAccess | CHF 477.60 | View |
| 10 | Vivao Sympany | casamed hmo | CHF 497.20 | View |
| 11 | Mutuel | OptiMed | CHF 501.10 | View |
| 12 | Avenir | OptiMed | CHF 517.20 | View |
| 13 | Philos | OptiMed | CHF 528.20 | View |
| 14 | sana24 | Managed Care | CHF 535.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.