Visana — Region 3 of canton Zurich, 2026 premiums
Visana covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 312.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 9 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from Visana to Agrisano, the cheapest insurer in this region, saves CHF 418.80 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 571.10 | CHF 502.60 | CHF 462.70 | CHF 502.60 |
| 500 | CHF 564.40 | CHF 495.90 | CHF 456.00 | CHF 495.90 |
| 1'000 | CHF 530.30 | CHF 461.80 | CHF 421.80 | CHF 461.80 |
| 1'500 | CHF 501.10 | CHF 432.60 | CHF 392.70 | CHF 432.60 |
| 2'000 | CHF 471.90 | CHF 403.40 | CHF 363.50 | CHF 403.40 |
| 2'500 | CHF 442.80 | CHF 374.30 | CHF 334.30 | CHF 374.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 399.90 | CHF 352.00 | CHF 328.00 | CHF 375.90 |
| 500 | CHF 393.20 | CHF 345.30 | CHF 321.30 | CHF 369.30 |
| 1'000 | CHF 359.10 | CHF 311.10 | CHF 287.10 | CHF 335.10 |
| 1'500 | CHF 329.90 | CHF 282.00 | CHF 258.00 | CHF 305.90 |
| 2'000 | CHF 300.70 | CHF 252.80 | CHF 228.80 | CHF 276.80 |
| 2'500 | CHF 271.60 | CHF 223.60 | CHF 214.10 | CHF 247.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 57.50 | CHF 50.60 | CHF 47.20 | CHF 50.60 |
| 100 | CHF 51.80 | CHF 45.60 | CHF 42.50 | CHF 45.60 |
| 200 | CHF 45.80 | CHF 40.10 | CHF 37.40 | CHF 40.10 |
| 300 | CHF 40.00 | CHF 33.10 | CHF 30.90 | CHF 33.10 |
| 400 | CHF 34.10 | CHF 30.90 | CHF 30.90 | CHF 30.90 |
| 500 | CHF 30.90 | CHF 30.90 | CHF 30.90 | CHF 30.90 |
| 600 | CHF 30.90 | CHF 30.90 | CHF 30.90 | CHF 30.90 |
With or without accident cover
With accident cover: CHF 571.10 a month. Without: CHF 533.80. Dropping it saves CHF 447.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 446.00 in 2025 to CHF 312.50 — a rise of 3.7 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| CONCORDIA | CHF 461.20 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| Sumiswalder | CHF 465.60 | View |
| EGK | CHF 466.50 | View |
| Atupri | CHF 469.00 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| Galenos | CHF 471.70 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| sana24 | CHF 497.70 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.