sana24 — Region 3 of canton Zurich, 2026 premiums
sana24 covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 345.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 22 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from sana24 to Agrisano, the cheapest insurer in this region, saves CHF 838.80 a year for an adult on the same profile.
The full sana24 table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 578.60 | CHF 538.70 | CHF 535.20 | CHF 497.70 |
| 500 | CHF 566.90 | CHF 527.00 | CHF 523.60 | CHF 486.00 |
| 1'000 | CHF 537.80 | CHF 497.90 | CHF 494.40 | CHF 456.80 |
| 1'500 | CHF 508.60 | CHF 468.70 | CHF 465.20 | CHF 427.70 |
| 2'000 | CHF 479.40 | CHF 439.50 | CHF 436.10 | CHF 398.50 |
| 2'500 | CHF 450.30 | CHF 410.40 | CHF 406.90 | CHF 369.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 457.20 | CHF 425.70 | CHF 424.30 | CHF 375.00 |
| 500 | CHF 445.50 | CHF 414.00 | CHF 412.60 | CHF 363.30 |
| 1'000 | CHF 416.30 | CHF 384.80 | CHF 383.50 | CHF 334.10 |
| 1'500 | CHF 387.20 | CHF 355.70 | CHF 354.30 | CHF 305.00 |
| 2'000 | CHF 358.00 | CHF 326.50 | CHF 325.10 | CHF 275.80 |
| 2'500 | CHF 328.80 | CHF 297.30 | CHF 296.00 | CHF 246.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 58.20 | CHF 57.60 | CHF 53.60 | CHF 57.60 |
| 100 | CHF 54.20 | CHF 53.60 | CHF 49.90 | CHF 53.60 |
| 200 | CHF 50.10 | CHF 49.60 | CHF 46.10 | CHF 49.60 |
| 300 | CHF 46.10 | CHF 45.60 | CHF 42.40 | CHF 45.60 |
| 400 | CHF 42.00 | CHF 41.60 | CHF 38.70 | CHF 41.60 |
| 500 | CHF 38.00 | CHF 37.60 | CHF 35.00 | CHF 37.60 |
| 600 | CHF 33.90 | CHF 33.60 | CHF 31.30 | CHF 33.60 |
With or without accident cover
With accident cover: CHF 578.60 a month. Without: CHF 540.80. Dropping it saves CHF 453.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 479.70 in 2025 to CHF 345.20 — a rise of 3.8 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| CONCORDIA | CHF 461.20 | View |
| Visana | CHF 462.70 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| Sumiswalder | CHF 465.60 | View |
| EGK | CHF 466.50 | View |
| Atupri | CHF 469.00 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| Galenos | CHF 471.70 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.