Galenos — Region 3 of canton Zurich, 2026 premiums
Galenos covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 320.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 17 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 526.80 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 578.00 | CHF 472.90 | CHF 471.70 | CHF 514.50 |
| 500 | CHF 566.30 | CHF 461.20 | CHF 460.10 | CHF 502.80 |
| 1'000 | CHF 537.20 | CHF 432.00 | CHF 430.90 | CHF 473.60 |
| 1'500 | CHF 508.00 | CHF 402.90 | CHF 401.70 | CHF 444.50 |
| 2'000 | CHF 478.80 | CHF 373.70 | CHF 372.60 | CHF 415.30 |
| 2'500 | CHF 449.70 | CHF 344.50 | CHF 343.40 | CHF 386.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 462.30 | CHF 395.80 | CHF 390.30 | CHF 397.60 |
| 500 | CHF 450.60 | CHF 384.10 | CHF 378.60 | CHF 386.00 |
| 1'000 | CHF 421.50 | CHF 355.00 | CHF 349.40 | CHF 356.80 |
| 1'500 | CHF 392.30 | CHF 325.80 | CHF 320.30 | CHF 327.60 |
| 2'000 | CHF 363.10 | CHF 296.60 | CHF 291.10 | CHF 298.50 |
| 2'500 | CHF 334.00 | CHF 267.50 | CHF 261.90 | CHF 269.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 58.20 | CHF 51.90 | CHF 51.30 | CHF 55.20 |
| 100 | CHF 54.10 | CHF 48.30 | CHF 47.70 | CHF 51.40 |
| 200 | CHF 50.10 | CHF 44.70 | CHF 44.20 | CHF 47.50 |
| 300 | CHF 46.00 | CHF 41.10 | CHF 40.60 | CHF 43.70 |
| 400 | CHF 42.00 | CHF 37.50 | CHF 37.00 | CHF 39.90 |
| 500 | CHF 37.90 | CHF 33.90 | CHF 33.50 | CHF 36.00 |
| 600 | CHF 33.90 | CHF 31.30 | CHF 31.30 | CHF 32.20 |
With or without accident cover
With accident cover: CHF 578.00 a month. Without: CHF 540.20. Dropping it saves CHF 453.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 476.30 in 2025 to CHF 320.90 — a fall of 1.0 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| CONCORDIA | CHF 461.20 | View |
| Visana | CHF 462.70 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| Sumiswalder | CHF 465.60 | View |
| EGK | CHF 466.50 | View |
| Atupri | CHF 469.00 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| sana24 | CHF 497.70 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.