CONCORDIA — Region 3 of canton Zurich, 2026 premiums
CONCORDIA covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 314.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 8 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from CONCORDIA to Agrisano, the cheapest insurer in this region, saves CHF 400.80 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 539.30 | CHF 477.30 | CHF 461.20 | CHF 469.20 |
| 500 | CHF 527.70 | CHF 465.70 | CHF 449.60 | CHF 457.60 |
| 1'000 | CHF 498.50 | CHF 436.50 | CHF 420.40 | CHF 428.40 |
| 1'500 | CHF 469.30 | CHF 407.30 | CHF 391.20 | CHF 399.20 |
| 2'000 | CHF 440.20 | CHF 378.20 | CHF 362.10 | CHF 370.10 |
| 2'500 | CHF 411.00 | CHF 349.00 | CHF 332.90 | CHF 340.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 404.50 | CHF 358.00 | CHF 345.90 | CHF 352.00 |
| 500 | CHF 392.90 | CHF 346.40 | CHF 334.30 | CHF 340.40 |
| 1'000 | CHF 363.70 | CHF 317.20 | CHF 305.10 | CHF 311.20 |
| 1'500 | CHF 334.50 | CHF 288.00 | CHF 275.90 | CHF 282.00 |
| 2'000 | CHF 305.40 | CHF 258.90 | CHF 246.80 | CHF 252.90 |
| 2'500 | CHF 276.20 | CHF 229.70 | CHF 217.60 | CHF 223.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 64.80 | CHF 57.40 | CHF 55.50 | CHF 56.40 |
| 100 | CHF 59.00 | CHF 51.60 | CHF 49.70 | CHF 50.60 |
| 200 | CHF 53.20 | CHF 45.80 | CHF 43.90 | CHF 44.80 |
| 300 | CHF 47.30 | CHF 39.90 | CHF 38.00 | CHF 38.90 |
| 400 | CHF 41.50 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 500 | CHF 35.70 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 600 | CHF 34.30 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
With or without accident cover
With accident cover: CHF 539.30 a month. Without: CHF 509.70. Dropping it saves CHF 355.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 430.00 in 2025 to CHF 314.60 — a rise of 7.3 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| Visana | CHF 462.70 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| Sumiswalder | CHF 465.60 | View |
| EGK | CHF 466.50 | View |
| Atupri | CHF 469.00 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| Galenos | CHF 471.70 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| sana24 | CHF 497.70 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.