Atupri — Region 3 of canton Zurich, 2026 premiums
Atupri covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 323.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 15 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from Atupri to Agrisano, the cheapest insurer in this region, saves CHF 494.40 a year for an adult on the same profile.
The full Atupri table
170 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 528.10 | CHF 471.60 | CHF 469.00 | CHF 470.00 |
| 500 | CHF 516.50 | CHF 460.00 | CHF 457.40 | CHF 458.40 |
| 1'000 | CHF 487.30 | CHF 430.80 | CHF 428.20 | CHF 429.20 |
| 1'500 | CHF 458.10 | CHF 401.60 | CHF 399.00 | CHF 400.00 |
| 2'000 | CHF 429.00 | CHF 372.50 | CHF 369.90 | CHF 370.90 |
| 2'500 | CHF 399.80 | CHF 343.30 | CHF 340.70 | CHF 341.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 396.10 | CHF 353.70 | CHF 351.70 | CHF 352.50 |
| 500 | CHF 384.50 | CHF 342.10 | CHF 340.10 | CHF 340.90 |
| 1'000 | CHF 355.30 | CHF 312.90 | CHF 310.90 | CHF 311.70 |
| 1'500 | CHF 326.10 | CHF 283.70 | CHF 281.70 | CHF 282.50 |
| 2'000 | CHF 297.00 | CHF 254.60 | CHF 252.60 | CHF 253.40 |
| 2'500 | CHF 267.80 | CHF 225.40 | CHF 223.40 | CHF 224.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 142.60 | CHF 127.30 | CHF 126.60 | CHF 126.90 |
| 100 | CHF 136.80 | CHF 121.50 | CHF 120.80 | CHF 121.10 |
| 200 | CHF 131.00 | CHF 115.70 | CHF 115.00 | CHF 115.30 |
| 400 | CHF 119.30 | CHF 104.00 | CHF 103.30 | CHF 103.60 |
| 600 | CHF 107.60 | CHF 92.30 | CHF 91.60 | CHF 91.90 |
With or without accident cover
With accident cover: CHF 528.10 a month. Without: CHF 501.70. Dropping it saves CHF 316.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 445.60 in 2025 to CHF 323.70 — a rise of 5.3 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| CONCORDIA | CHF 461.20 | View |
| Visana | CHF 462.70 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| Sumiswalder | CHF 465.60 | View |
| EGK | CHF 466.50 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| Galenos | CHF 471.70 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| sana24 | CHF 497.70 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.