Sumiswalder — Region 3 of canton Zurich, 2026 premiums
Sumiswalder covers the 122 municipalities of Region 3 in canton Zurich. Its lowest adult premium here is CHF 323.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 13 out of 27 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 476.41 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 453.60 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 506.00 | CHF 465.60 | CHF 465.60 |
| 500 | CHF 494.40 | CHF 454.80 | CHF 454.80 |
| 1'000 | CHF 465.20 | CHF 428.00 | CHF 428.00 |
| 1'500 | CHF 436.00 | CHF 401.20 | CHF 401.20 |
| 2'000 | CHF 406.90 | CHF 374.40 | CHF 374.40 |
| 2'500 | CHF 377.70 | CHF 347.60 | CHF 347.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 369.40 | CHF 339.90 | CHF 339.90 |
| 500 | CHF 357.80 | CHF 329.10 | CHF 329.10 |
| 1'000 | CHF 328.60 | CHF 302.30 | CHF 302.30 |
| 1'500 | CHF 299.40 | CHF 275.50 | CHF 275.50 |
| 2'000 | CHF 270.30 | CHF 248.70 | CHF 248.70 |
| 2'500 | CHF 241.10 | CHF 221.90 | CHF 221.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 59.50 | CHF 54.80 | CHF 54.80 |
| 100 | CHF 56.60 | CHF 52.10 | CHF 52.10 |
| 200 | CHF 53.70 | CHF 49.40 | CHF 49.40 |
| 300 | CHF 50.80 | CHF 46.70 | CHF 46.70 |
| 400 | CHF 47.90 | CHF 44.00 | CHF 44.00 |
| 500 | CHF 45.00 | CHF 41.40 | CHF 41.40 |
| 600 | CHF 42.00 | CHF 38.60 | CHF 38.60 |
With or without accident cover
With accident cover: CHF 506.00 a month. Without: CHF 470.60. Dropping it saves CHF 424.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 436.20 in 2025 to CHF 323.30 — a rise of 6.7 %.
The 122 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Zurich, not to the municipality.
Aesch (ZH) · Aeugst am Albis · Affoltern am Albis · Altikon · Andelfingen · Bachenbülach · Bachs · Bassersdorf · Bauma · Benken (ZH) · Berg am Irchel · Birmensdorf (ZH) · Bonstetten · Boppelsen · Brütten · Bubikon · Buch am Irchel · Buchs (ZH) · Bäretswil · Bülach · Dachsen · Dielsdorf · Dinhard · Dorf · Dägerlen · Dällikon · Dänikon · Dättlikon · Dürnten · Eglisau · Elgg · Ellikon an der Thur · Elsau · Embrach · Fehraltorf · Feuerthalen · Fischenthal · Flaach · Flurlingen · Freienstein-Teufen · Geroldswil · Glattfelden · Gossau (ZH) · Grüningen · Hagenbuch · Hausen am Albis · Hedingen · Henggart · Hettlingen · Hinwil · Hittnau · Hochfelden · Höri · Hüntwangen · Hüttikon · Illnau-Effretikon · Kappel am Albis · Kleinandelfingen · Knonau · Langnau am Albis · Laufen-Uhwiesen · Lindau · Lufingen · Marthalen · Maschwanden · Mettmenstetten · Neerach · Neftenbach · Niederglatt · Niederhasli · Niederweningen · Nürensdorf · Oberembrach · Oberengstringen · Oberglatt · Oberrieden · Oberweningen · Obfelden · Oetwil an der Limmat · Ossingen · Otelfingen · Ottenbach · Pfungen · Pfäffikon · Rafz · Regensberg · Rheinau · Rickenbach (ZH) · Rifferswil · Rorbas · Russikon · Rüschlikon · Rüti (ZH) · Schlatt (ZH) · Schleinikon · Schöfflisdorf · Seegräben · Seuzach · Stadel · Stallikon · Stammheim · Steinmaur · Thalheim an der Thur · Truttikon · Trüllikon · Turbenthal · Uitikon · Unterengstringen · Volken · Wald (ZH) · Wasterkingen · Weiach · Weiningen (ZH) · Weisslingen · Wettswil am Albis · Wetzikon (ZH) · Wiesendangen · Wil (ZH) · Wila · Wildberg · Winkel · Zell (ZH)
The other insurers in Region 3
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 427.80 | View |
| SLKK | CHF 439.40 | View |
| rhenusana | CHF 447.90 | View |
| Sanitas | CHF 451.40 | View |
| Wädenswil | CHF 452.80 | View |
| ÖKK | CHF 453.10 | View |
| Assura-Basis | CHF 454.00 | View |
| CONCORDIA | CHF 461.20 | View |
| Visana | CHF 462.70 | View |
| Aquilana | CHF 463.20 | View |
| SWICA | CHF 463.40 | View |
| Helsana | CHF 464.80 | View |
| EGK | CHF 466.50 | View |
| Atupri | CHF 469.00 | View |
| Luzerner Hinterland | CHF 469.25 | View |
| Galenos | CHF 471.70 | View |
| CSS | CHF 472.40 | View |
| KPT | CHF 476.80 | View |
| Mutuel | CHF 492.60 | View |
| Vivao Sympany | CHF 497.20 | View |
| sana24 | CHF 497.70 | View |
| Avenir | CHF 502.40 | View |
| vita surselva | CHF 525.35 | View |
| Philos | CHF 528.20 | View |
| Steffisburg | CHF 528.80 | View |
| Einsiedler | CHF 558.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.