Avenir in canton Vaud: twelve years of premiums
In canton Vaud, the lowest Avenir premium went from CHF 367.20 a month in 2015 to CHF 556.90 in 2026 — a rise of +51.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 367.20 | CHF 327.80 | CHF 39.40 |
| 2016 | CHF 381.40 | CHF 340.00 | CHF 41.40 |
| 2017 | CHF 408.00 | CHF 364.30 | CHF 43.70 |
| 2018 | CHF 454.00 | CHF 391.80 | CHF 62.20 |
| 2019 | CHF 466.80 | CHF 422.60 | CHF 44.20 |
| 2020 | CHF 447.10 | CHF 415.00 | CHF 32.10 |
| 2021 | CHF 461.40 | CHF 406.50 | CHF 54.90 |
| 2022 | CHF 461.40 | CHF 407.00 | CHF 54.40 |
| 2023 | CHF 468.50 | CHF 424.20 | CHF 44.30 |
| 2024 | CHF 515.50 | CHF 488.50 | CHF 27.00 |
| 2025 | CHF 563.30 | CHF 501.60 | CHF 61.70 |
| 2026 | CHF 556.90 | CHF 537.30 | CHF 19.60 |
Faster or slower than the rest?
Avenir rose +51.7 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.3 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.