KPT in canton Ticino: twelve years of premiums
In canton Ticino, the lowest KPT premium went from CHF 305.70 a month in 2015 to CHF 565.90 in 2026 — a rise of +85.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 305.70 | CHF 278.20 | CHF 27.50 |
| 2016 | CHF 332.90 | CHF 331.80 | CHF 1.10 |
| 2017 | CHF 382.00 | CHF 366.20 | CHF 15.80 |
| 2018 | CHF 383.30 | CHF 382.50 | CHF 0.80 |
| 2019 | CHF 400.10 | CHF 397.10 | CHF 3.00 |
| 2020 | CHF 431.30 | CHF 405.80 | CHF 25.50 |
| 2021 | CHF 431.30 | CHF 408.20 | CHF 23.10 |
| 2022 | CHF 431.30 | CHF 411.60 | CHF 19.70 |
| 2023 | CHF 436.80 | CHF 428.80 | CHF 8.00 |
| 2024 | CHF 497.80 | CHF 463.20 | CHF 34.60 |
| 2025 | CHF 540.40 | CHF 495.50 | CHF 44.90 |
| 2026 | CHF 565.90 | CHF 539.00 | CHF 26.90 |
Faster or slower than the rest?
KPT rose +85.1 % over the period, against +93.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +14.8 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Ticino, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.