KPT — Region 1 of canton Ticino, 2026 premiums
KPT covers the 70 municipalities of Region 1 in canton Ticino. Its lowest adult premium here is CHF 451.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 4 out of 21 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 645.99 a month.
What staying costs
Moving from KPT to Agrisano, the cheapest insurer in this region, saves CHF 352.80 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 734.60 | CHF 643.70 | CHF 613.30 | CHF 613.30 |
| 500 | CHF 723.00 | CHF 632.10 | CHF 601.70 | CHF 601.70 |
| 1'000 | CHF 693.80 | CHF 602.90 | CHF 572.50 | CHF 572.50 |
| 1'500 | CHF 664.60 | CHF 573.70 | CHF 543.30 | CHF 543.30 |
| 2'500 | CHF 606.30 | CHF 515.40 | CHF 485.00 | CHF 485.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 587.70 | CHF 518.80 | CHF 495.80 | CHF 495.80 |
| 500 | CHF 576.10 | CHF 507.20 | CHF 484.20 | CHF 484.20 |
| 1'000 | CHF 546.90 | CHF 478.00 | CHF 455.00 | CHF 455.00 |
| 1'500 | CHF 517.70 | CHF 448.80 | CHF 425.80 | CHF 425.80 |
| 2'500 | CHF 459.40 | CHF 390.50 | CHF 367.50 | CHF 367.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 176.30 | CHF 149.90 | CHF 141.10 | CHF 141.10 |
| 200 | CHF 164.70 | CHF 140.00 | CHF 131.90 | CHF 131.90 |
| 400 | CHF 153.00 | CHF 130.20 | CHF 122.50 | CHF 122.50 |
| 600 | CHF 141.30 | CHF 120.20 | CHF 113.20 | CHF 113.20 |
With or without accident cover
With accident cover: CHF 734.60 a month. Without: CHF 683.20. Dropping it saves CHF 616.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 568.80 in 2025 to CHF 451.10 — a rise of 7.8 %.
The 70 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Ticino, not to the municipality.
Agno · Alto Malcantone · Aranno · Arbedo-Castione · Arogno · Ascona · Balerna · Bedano · Bellinzona · Bioggio · Bissone · Breggia · Brissago · Brusino Arsizio · Cademario · Cadempino · Cadenazzo · Canobbio · Capriasca · Caslano · Castel San Pietro · Chiasso · Coldrerio · Collina d'Oro · Comano · Cureglia · Gambarogno · Grancia · Gravesano · Isone · Lamone · Lema · Locarno · Losone · Lugano · Lumino · Magliaso · Manno · Massagno · Melide · Mendrisio · Mezzovico-Vira · Minusio · Monteceneri · Morbio Inferiore · Morcote · Muralto · Muzzano · Neggio · Novazzano · Origlio · Orselina · Paradiso · Ponte Capriasca · Porza · Pura · Riva San Vitale · Ronco sopra Ascona · Sant'Antonino · Savosa · Sorengo · Stabio · Tenero-Contra · Torricella-Taverne · Tresa · Vacallo · Val Mara · Vernate · Vezia · Vico Morcote
The other insurers in Region 1
21 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 583.90 | View |
| sana24 | CHF 593.80 | View |
| Aquilana | CHF 607.00 | View |
| CONCORDIA | CHF 613.40 | View |
| Assura-Basis | CHF 617.80 | View |
| CSS | CHF 621.20 | View |
| Sanitas | CHF 624.80 | View |
| Helsana | CHF 629.10 | View |
| Galenos | CHF 630.00 | View |
| EGK | CHF 632.90 | View |
| ÖKK | CHF 637.80 | View |
| Atupri | CHF 640.90 | View |
| Vivao Sympany | CHF 659.50 | View |
| Philos | CHF 660.50 | View |
| SWICA | CHF 669.50 | View |
| Mutuel | CHF 683.60 | View |
| Visana | CHF 683.80 | View |
| Avenir | CHF 684.40 | View |
| vita surselva | CHF 717.00 | View |
| rhenusana | CHF 761.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.