Mutuel — Region 2, Bern: twelve years of premiums
Region 2, Bern: the lowest Mutuel premium went from CHF 359.60 a month in 2015 to CHF 553.10 in 2026 — a rise of +53.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 359.60 | CHF 318.80 | CHF 40.80 |
| 2016 | CHF 373.00 | CHF 336.40 | CHF 36.60 |
| 2017 | CHF 407.20 | CHF 361.90 | CHF 45.30 |
| 2018 | CHF 456.40 | CHF 374.00 | CHF 82.40 |
| 2019 | CHF 466.00 | CHF 387.10 | CHF 78.90 |
| 2020 | CHF 451.40 | CHF 396.00 | CHF 55.40 |
| 2021 | CHF 451.40 | CHF 396.00 | CHF 55.40 |
| 2022 | CHF 432.10 | CHF 395.60 | CHF 36.50 |
| 2023 | CHF 475.20 | CHF 410.00 | CHF 65.20 |
| 2024 | CHF 527.20 | CHF 447.80 | CHF 79.40 |
| 2025 | CHF 533.30 | CHF 462.70 | CHF 70.60 |
| 2026 | CHF 553.10 | CHF 493.60 | CHF 59.50 |
Faster or slower than the rest?
Mutuel rose +53.8 % over the period, against +54.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.1 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.