Vivao Sympany — Region 2, Vaud: twelve years of premiums
Region 2, Vaud: the lowest Vivao Sympany premium went from CHF 459.40 a month in 2015 to CHF 564.40 in 2026 — a rise of +22.9 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 459.40 | CHF 327.80 | CHF 131.60 |
| 2016 | CHF 483.00 | CHF 340.00 | CHF 143.00 |
| 2017 | CHF 495.10 | CHF 364.30 | CHF 130.80 |
| 2018 | CHF 508.10 | CHF 391.80 | CHF 116.30 |
| 2019 | CHF 513.30 | CHF 422.60 | CHF 90.70 |
| 2020 | CHF 462.00 | CHF 415.00 | CHF 47.00 |
| 2021 | CHF 463.60 | CHF 406.50 | CHF 57.10 |
| 2022 | CHF 467.50 | CHF 407.00 | CHF 60.50 |
| 2023 | CHF 480.50 | CHF 424.20 | CHF 56.30 |
| 2024 | CHF 529.90 | CHF 488.50 | CHF 41.40 |
| 2025 | CHF 545.90 | CHF 501.60 | CHF 44.30 |
| 2026 | CHF 564.40 | CHF 537.30 | CHF 27.10 |
Faster or slower than the rest?
Vivao Sympany rose +22.9 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.