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AGRIcontact or AGRIsmart — Appenzell Innerrhoden

Appenzell Innerrhoden: with Agrisano, AGRIcontact costs CHF 372.00 a month in 2026 and AGRIsmart CHF 353.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 222.00 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • AGRIcontact

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIcontactAGRIsmartGap per year
300CHF 372.00CHF 353.50CHF 222.00
500CHF 361.40CHF 343.40CHF 216.00
1'000CHF 335.00CHF 318.40CHF 199.20
1'500CHF 308.60CHF 293.30CHF 183.60
2'000CHF 282.20CHF 268.10CHF 169.20
2'500CHF 255.80CHF 243.10CHF 152.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.