AGRIcontact or AGRIsmart — Region 2, Bern
Region 2, Bern: with Agrisano, AGRIcontact costs CHF 523.10 a month in 2026 and AGRIsmart CHF 497.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 312.00 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- AGRIcontact
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- AGRIsmart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | AGRIcontact | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 523.10 | CHF 497.10 | CHF 312.00 |
| 500 | CHF 512.50 | CHF 487.00 | CHF 306.00 |
| 1'000 | CHF 486.20 | CHF 462.00 | CHF 290.40 |
| 1'500 | CHF 459.70 | CHF 436.90 | CHF 273.60 |
| 2'000 | CHF 433.30 | CHF 411.80 | CHF 258.00 |
| 2'500 | CHF 407.00 | CHF 386.70 | CHF 243.60 |
The comparison, region by region
- AGRIcontact or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.