AGRIcontact or AGRIsmart — Region 2, St. Gallen
Region 2, St. Gallen: with Agrisano, AGRIcontact costs CHF 441.50 a month in 2026 and AGRIsmart CHF 419.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 262.80 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- AGRIcontact
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- AGRIsmart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | AGRIcontact | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 441.50 | CHF 419.60 | CHF 262.80 |
| 500 | CHF 431.00 | CHF 409.50 | CHF 258.00 |
| 1'000 | CHF 404.60 | CHF 384.50 | CHF 241.20 |
| 1'500 | CHF 378.20 | CHF 359.40 | CHF 225.60 |
| 2'000 | CHF 351.80 | CHF 334.30 | CHF 210.00 |
| 2'500 | CHF 325.40 | CHF 309.30 | CHF 193.20 |
The comparison, region by region
- AGRIcontact or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.