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AGRIcontact or AGRIsmart — Region 2, St. Gallen

Region 2, St. Gallen: with Agrisano, AGRIcontact costs CHF 441.50 a month in 2026 and AGRIsmart CHF 419.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 262.80 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • AGRIcontact

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIcontactAGRIsmartGap per year
300CHF 441.50CHF 419.60CHF 262.80
500CHF 431.00CHF 409.50CHF 258.00
1'000CHF 404.60CHF 384.50CHF 241.20
1'500CHF 378.20CHF 359.40CHF 225.60
2'000CHF 351.80CHF 334.30CHF 210.00
2'500CHF 325.40CHF 309.30CHF 193.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.