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AGRIcontact or AGRIsmart — Region 3, St. Gallen

Region 3, St. Gallen: with Agrisano, AGRIcontact costs CHF 422.60 a month in 2026 and AGRIsmart CHF 401.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 252.00 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • AGRIcontact

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIcontactAGRIsmartGap per year
300CHF 422.60CHF 401.60CHF 252.00
500CHF 412.00CHF 391.60CHF 244.80
1'000CHF 385.70CHF 366.50CHF 230.40
1'500CHF 359.30CHF 341.40CHF 214.80
2'000CHF 332.90CHF 316.30CHF 199.20
2'500CHF 306.50CHF 291.30CHF 182.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.