AGRIcontact or AGRIsmart — Region 3, Lucerne
Region 3, Lucerne: with Agrisano, AGRIcontact costs CHF 436.00 a month in 2026 and AGRIsmart CHF 414.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 260.40 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- AGRIcontact
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- AGRIsmart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | AGRIcontact | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 436.00 | CHF 414.30 | CHF 260.40 |
| 500 | CHF 425.40 | CHF 404.30 | CHF 253.20 |
| 1'000 | CHF 399.10 | CHF 379.30 | CHF 237.60 |
| 1'500 | CHF 372.70 | CHF 354.10 | CHF 223.20 |
| 2'000 | CHF 346.30 | CHF 329.00 | CHF 207.60 |
| 2'500 | CHF 319.90 | CHF 304.00 | CHF 190.80 |
The comparison, region by region
- AGRIcontact or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.