AGRIcontact or AGRIsmart — Region 2, Lucerne
Region 2, Lucerne: with Agrisano, AGRIcontact costs CHF 448.00 a month in 2026 and AGRIsmart CHF 425.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 267.60 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- AGRIcontact
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- AGRIsmart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | AGRIcontact | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 448.00 | CHF 425.70 | CHF 267.60 |
| 500 | CHF 437.40 | CHF 415.60 | CHF 261.60 |
| 1'000 | CHF 411.10 | CHF 390.60 | CHF 246.00 |
| 1'500 | CHF 384.60 | CHF 365.50 | CHF 229.20 |
| 2'000 | CHF 358.20 | CHF 340.40 | CHF 213.60 |
| 2'500 | CHF 331.90 | CHF 315.40 | CHF 198.00 |
The comparison, region by region
- AGRIcontact or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.