AGRIcontact or AGRIsmart — Obwalden
Obwalden: with Agrisano, AGRIcontact costs CHF 402.80 a month in 2026 and AGRIsmart CHF 382.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 240.00 saved per year against AGRIcontact, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIcontact and AGRIsmart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- AGRIcontact
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- AGRIsmart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | AGRIcontact | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 402.80 | CHF 382.80 | CHF 240.00 |
| 500 | CHF 392.20 | CHF 372.70 | CHF 234.00 |
| 1'000 | CHF 365.90 | CHF 347.70 | CHF 218.40 |
| 1'500 | CHF 339.50 | CHF 322.60 | CHF 202.80 |
| 2'000 | CHF 313.00 | CHF 297.50 | CHF 186.00 |
| 2'500 | CHF 286.70 | CHF 272.40 | CHF 171.60 |
The comparison, region by region
- AGRIcontact or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.