Médecin de famille or PreventoMed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Assura-Basis, Médecin de famille costs CHF 529.50 a month in 2026 and PreventoMed CHF 462.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PreventoMed is the cheaper of the two here: CHF 802.80 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PreventoMed | Gap per year |
|---|---|---|---|
| 300 | CHF 529.50 | CHF 462.60 | CHF 802.80 |
| 500 | CHF 517.90 | CHF 451.00 | CHF 802.80 |
| 1'000 | CHF 488.70 | CHF 421.80 | CHF 802.80 |
| 1'500 | CHF 459.50 | CHF 392.60 | CHF 802.80 |
| 2'000 | CHF 430.40 | CHF 363.50 | CHF 802.80 |
| 2'500 | CHF 401.20 | CHF 334.30 | CHF 802.80 |
The comparison, region by region
- Médecin de famille or PreventoMed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.