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Médecin de famille or PreventoMed — Region 2, St. Gallen

Region 2, St. Gallen: with Assura-Basis, Médecin de famille costs CHF 491.10 a month in 2026 and PreventoMed CHF 458.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PreventoMed is the cheaper of the two here: CHF 397.20 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • PreventoMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleMédecin de famillePreventoMedGap per year
300CHF 491.10CHF 458.00CHF 397.20
500CHF 479.50CHF 446.40CHF 397.20
1'000CHF 450.30CHF 417.20CHF 397.20
1'500CHF 421.10CHF 388.00CHF 397.20
2'000CHF 392.00CHF 358.90CHF 397.20
2'500CHF 362.80CHF 329.70CHF 397.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.