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Médecin de famille or PreventoMed — Region 3, Bern

Region 3, Bern: with Assura-Basis, Médecin de famille costs CHF 508.10 a month in 2026 and PreventoMed CHF 548.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 484.80 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • PreventoMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleMédecin de famillePreventoMedGap per year
300CHF 508.10CHF 548.50CHF 484.80
500CHF 496.50CHF 536.90CHF 484.80
1'000CHF 467.30CHF 507.70CHF 484.80
1'500CHF 438.10CHF 478.50CHF 484.80
2'000CHF 409.00CHF 449.40CHF 484.80
2'500CHF 379.80CHF 420.20CHF 484.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.