Médecin de famille or PreventoMed — Region 3, St. Gallen
Region 3, St. Gallen: with Assura-Basis, Médecin de famille costs CHF 466.60 a month in 2026 and PreventoMed CHF 435.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PreventoMed is the cheaper of the two here: CHF 378.00 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PreventoMed | Gap per year |
|---|---|---|---|
| 300 | CHF 466.60 | CHF 435.10 | CHF 378.00 |
| 500 | CHF 455.00 | CHF 423.50 | CHF 378.00 |
| 1'000 | CHF 425.80 | CHF 394.30 | CHF 378.00 |
| 1'500 | CHF 396.60 | CHF 365.10 | CHF 378.00 |
| 2'000 | CHF 367.50 | CHF 336.00 | CHF 378.00 |
| 2'500 | CHF 338.30 | CHF 306.80 | CHF 378.00 |
The comparison, region by region
- Médecin de famille or PreventoMed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.