Médecin de famille or PreventoMed — Region 2, Lucerne
Region 2, Lucerne: with Assura-Basis, Médecin de famille costs CHF 469.50 a month in 2026 and PreventoMed CHF 490.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 248.40 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PreventoMed | Gap per year |
|---|---|---|---|
| 300 | CHF 469.50 | CHF 490.20 | CHF 248.40 |
| 500 | CHF 457.90 | CHF 478.60 | CHF 248.40 |
| 1'000 | CHF 428.70 | CHF 449.40 | CHF 248.40 |
| 1'500 | CHF 399.50 | CHF 420.20 | CHF 248.40 |
| 2'000 | CHF 370.40 | CHF 391.10 | CHF 248.40 |
| 2'500 | CHF 341.20 | CHF 361.90 | CHF 248.40 |
The comparison, region by region
- Médecin de famille or PreventoMed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.