Médecin de famille or PreventoMed — Region 1, Lucerne
Region 1, Lucerne: with Assura-Basis, Médecin de famille costs CHF 498.20 a month in 2026 and PreventoMed CHF 525.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 332.40 saved per year against PreventoMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- PreventoMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | PreventoMed | Gap per year |
|---|---|---|---|
| 300 | CHF 498.20 | CHF 525.90 | CHF 332.40 |
| 500 | CHF 486.60 | CHF 514.30 | CHF 332.40 |
| 1'000 | CHF 457.40 | CHF 485.10 | CHF 332.40 |
| 1'500 | CHF 428.20 | CHF 455.90 | CHF 332.40 |
| 2'000 | CHF 399.10 | CHF 426.80 | CHF 332.40 |
| 2'500 | CHF 369.90 | CHF 397.60 | CHF 332.40 |
The comparison, region by region
- Médecin de famille or PreventoMed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.