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Médecin de famille or PreventoMed — Region 1, St. Gallen

Region 1, St. Gallen: with Assura-Basis, Médecin de famille costs CHF 529.70 a month in 2026 and PreventoMed CHF 492.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PreventoMed is the cheaper of the two here: CHF 450.00 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille and PreventoMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • PreventoMed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleMédecin de famillePreventoMedGap per year
300CHF 529.70CHF 492.20CHF 450.00
500CHF 518.10CHF 480.60CHF 450.00
1'000CHF 488.90CHF 451.40CHF 450.00
1'500CHF 459.70CHF 422.20CHF 450.00
2'000CHF 430.60CHF 393.10CHF 450.00
2'500CHF 401.40CHF 363.90CHF 450.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.