Médecin de famille or Qualimed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Assura-Basis, Médecin de famille costs CHF 529.50 a month in 2026 and Qualimed CHF 518.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 134.40 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 529.50 | CHF 518.30 | CHF 134.40 |
| 500 | CHF 517.90 | CHF 506.70 | CHF 134.40 |
| 1'000 | CHF 488.70 | CHF 477.50 | CHF 134.40 |
| 1'500 | CHF 459.50 | CHF 448.30 | CHF 134.40 |
| 2'000 | CHF 430.40 | CHF 419.20 | CHF 134.40 |
| 2'500 | CHF 401.20 | CHF 390.00 | CHF 134.40 |
The comparison, region by region
- Médecin de famille or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.