Médecin de famille or Qualimed — Region 2, Lucerne
Region 2, Lucerne: with Assura-Basis, Médecin de famille costs CHF 469.50 a month in 2026 and Qualimed CHF 459.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 123.60 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 469.50 | CHF 459.20 | CHF 123.60 |
| 500 | CHF 457.90 | CHF 447.60 | CHF 123.60 |
| 1'000 | CHF 428.70 | CHF 418.40 | CHF 123.60 |
| 1'500 | CHF 399.50 | CHF 389.20 | CHF 123.60 |
| 2'000 | CHF 370.40 | CHF 360.10 | CHF 123.60 |
| 2'500 | CHF 341.20 | CHF 330.90 | CHF 123.60 |
The comparison, region by region
- Médecin de famille or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.