Médecin de famille or Qualimed — Region 2, St. Gallen
Region 2, St. Gallen: with Assura-Basis, Médecin de famille costs CHF 491.10 a month in 2026 and Qualimed CHF 474.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 199.20 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 491.10 | CHF 474.50 | CHF 199.20 |
| 500 | CHF 479.50 | CHF 462.90 | CHF 199.20 |
| 1'000 | CHF 450.30 | CHF 433.70 | CHF 199.20 |
| 1'500 | CHF 421.10 | CHF 404.50 | CHF 199.20 |
| 2'000 | CHF 392.00 | CHF 375.40 | CHF 199.20 |
| 2'500 | CHF 362.80 | CHF 346.20 | CHF 199.20 |
The comparison, region by region
- Médecin de famille or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.