Médecin de famille or Qualimed — Region 3, St. Gallen
Region 3, St. Gallen: with Assura-Basis, Médecin de famille costs CHF 466.60 a month in 2026 and Qualimed CHF 450.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 188.40 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 466.60 | CHF 450.90 | CHF 188.40 |
| 500 | CHF 455.00 | CHF 439.30 | CHF 188.40 |
| 1'000 | CHF 425.80 | CHF 410.10 | CHF 188.40 |
| 1'500 | CHF 396.60 | CHF 380.90 | CHF 188.40 |
| 2'000 | CHF 367.50 | CHF 351.80 | CHF 188.40 |
| 2'500 | CHF 338.30 | CHF 322.60 | CHF 188.40 |
The comparison, region by region
- Médecin de famille or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.