Médecin de famille or Qualimed — Region 1, Lucerne
Region 1, Lucerne: with Assura-Basis, Médecin de famille costs CHF 498.20 a month in 2026 and Qualimed CHF 481.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 199.20 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 498.20 | CHF 481.60 | CHF 199.20 |
| 500 | CHF 486.60 | CHF 470.00 | CHF 199.20 |
| 1'000 | CHF 457.40 | CHF 440.80 | CHF 199.20 |
| 1'500 | CHF 428.20 | CHF 411.60 | CHF 199.20 |
| 2'000 | CHF 399.10 | CHF 382.50 | CHF 199.20 |
| 2'500 | CHF 369.90 | CHF 353.30 | CHF 199.20 |
The comparison, region by region
- Médecin de famille or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.