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Médecin de famille or Qualimed — Region 3, Bern

Region 3, Bern: with Assura-Basis, Médecin de famille costs CHF 508.10 a month in 2026 and Qualimed CHF 505.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Qualimed is the cheaper of the two here: CHF 34.80 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Qualimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleMédecin de familleQualimedGap per year
300CHF 508.10CHF 505.20CHF 34.80
500CHF 496.50CHF 493.60CHF 34.80
1'000CHF 467.30CHF 464.40CHF 34.80
1'500CHF 438.10CHF 435.20CHF 34.80
2'000CHF 409.00CHF 406.10CHF 34.80
2'500CHF 379.80CHF 376.90CHF 34.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.