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Médecin de famille or Qualimed — Appenzell Innerrhoden

Appenzell Innerrhoden: with Assura-Basis, Médecin de famille costs CHF 375.90 a month in 2026 and Qualimed CHF 371.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Qualimed is the cheaper of the two here: CHF 50.40 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Qualimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleMédecin de familleQualimedGap per year
300CHF 375.90CHF 371.70CHF 50.40
500CHF 364.30CHF 360.10CHF 50.40
1'000CHF 335.10CHF 330.90CHF 50.40
1'500CHF 305.90CHF 301.70CHF 50.40
2'000CHF 276.80CHF 272.60CHF 50.40
2'500CHF 247.60CHF 243.40CHF 50.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.