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Assura-Basis PharMed — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: the PharMed model from Assura-Basis costs CHF 587.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 587.30, PharMed is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PharMed costs CHF 1'006.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 587.30CHF 546.20
500CHF 575.70CHF 535.50
1'000CHF 546.50CHF 508.30
1'500CHF 517.30CHF 481.10
2'000CHF 488.20CHF 454.10
2'500CHF 459.00CHF 426.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 396.50CHF 368.80
500CHF 384.90CHF 358.00
1'000CHF 355.70CHF 330.90
1'500CHF 326.50CHF 303.70
2'000CHF 297.40CHF 276.60
2'500CHF 268.20CHF 249.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 139.90CHF 130.20
100CHF 134.10CHF 124.80
200CHF 128.30CHF 119.40
300CHF 122.40CHF 113.90
400CHF 116.60CHF 108.50
500CHF 110.80CHF 103.10
600CHF 104.90CHF 97.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.