Assura-Basis PharMed — Basel-Stadt
Basel-Stadt: the PharMed model from Assura-Basis costs CHF 592.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 592.90, PharMed is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PharMed costs CHF 969.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 592.90 | CHF 551.40 |
| 500 | CHF 581.30 | CHF 540.70 |
| 1'000 | CHF 552.10 | CHF 513.50 |
| 1'500 | CHF 522.90 | CHF 486.30 |
| 2'000 | CHF 493.80 | CHF 459.30 |
| 2'500 | CHF 464.60 | CHF 432.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 438.80 | CHF 408.10 |
| 500 | CHF 427.20 | CHF 397.30 |
| 1'000 | CHF 398.00 | CHF 370.20 |
| 1'500 | CHF 368.80 | CHF 343.00 |
| 2'000 | CHF 339.70 | CHF 316.00 |
| 2'500 | CHF 310.50 | CHF 288.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.80 | CHF 131.90 |
| 100 | CHF 136.00 | CHF 126.50 |
| 200 | CHF 130.20 | CHF 121.10 |
| 300 | CHF 124.30 | CHF 115.60 |
| 400 | CHF 118.50 | CHF 110.30 |
| 500 | CHF 112.70 | CHF 104.90 |
| 600 | CHF 106.80 | CHF 99.40 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.