Assura-Basis PharMed — Uri
Uri: the PharMed model from Assura-Basis costs CHF 475.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 475.10, PharMed is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PharMed costs CHF 495.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.10 | CHF 441.90 |
| 500 | CHF 463.50 | CHF 431.10 |
| 1'000 | CHF 434.30 | CHF 403.90 |
| 1'500 | CHF 405.10 | CHF 376.80 |
| 2'000 | CHF 376.00 | CHF 349.70 |
| 2'500 | CHF 346.80 | CHF 322.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.20 | CHF 353.60 |
| 500 | CHF 368.60 | CHF 342.80 |
| 1'000 | CHF 339.40 | CHF 315.70 |
| 1'500 | CHF 310.20 | CHF 288.50 |
| 2'000 | CHF 281.10 | CHF 261.50 |
| 2'500 | CHF 251.90 | CHF 234.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.10 | CHF 106.20 |
| 100 | CHF 108.30 | CHF 100.80 |
| 200 | CHF 102.50 | CHF 95.40 |
| 300 | CHF 96.60 | CHF 89.90 |
| 400 | CHF 90.80 | CHF 84.50 |
| 500 | CHF 85.00 | CHF 79.10 |
| 600 | CHF 79.10 | CHF 73.60 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.