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Assura-Basis PharMed — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: the PharMed model from Assura-Basis costs CHF 540.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 540.40, PharMed is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PharMed costs CHF 926.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 540.40CHF 502.60
500CHF 528.80CHF 491.80
1'000CHF 499.60CHF 464.70
1'500CHF 470.40CHF 437.50
2'000CHF 441.30CHF 410.50
2'500CHF 412.10CHF 383.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 364.80CHF 339.30
500CHF 353.20CHF 328.50
1'000CHF 324.00CHF 301.40
1'500CHF 294.80CHF 274.20
2'000CHF 265.70CHF 247.20
2'500CHF 236.50CHF 220.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.80CHF 119.80
100CHF 123.00CHF 114.40
200CHF 117.20CHF 109.00
300CHF 111.30CHF 103.60
400CHF 105.50CHF 98.20
500CHF 99.70CHF 92.80
600CHF 93.80CHF 87.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.