Assura-Basis PharMed — Geneva
Geneva: the PharMed model from Assura-Basis costs CHF 604.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 604.30, PharMed is the lowest premium in this region, across every insurer and every model.
On average, PharMed costs CHF 988.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 604.30 | CHF 562.00 |
| 500 | CHF 592.70 | CHF 551.30 |
| 1'000 | CHF 563.50 | CHF 524.10 |
| 1'500 | CHF 534.30 | CHF 496.90 |
| 2'000 | CHF 505.20 | CHF 469.90 |
| 2'500 | CHF 476.00 | CHF 442.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.30 | CHF 427.20 |
| 500 | CHF 447.70 | CHF 416.40 |
| 1'000 | CHF 418.50 | CHF 389.30 |
| 1'500 | CHF 389.30 | CHF 362.10 |
| 2'000 | CHF 360.20 | CHF 335.00 |
| 2'500 | CHF 331.00 | CHF 307.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.00 | CHF 123.70 |
| 100 | CHF 127.20 | CHF 118.30 |
| 200 | CHF 121.40 | CHF 113.00 |
| 300 | CHF 115.50 | CHF 107.50 |
| 400 | CHF 109.70 | CHF 102.10 |
| 500 | CHF 103.90 | CHF 96.70 |
| 600 | CHF 98.00 | CHF 91.20 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.