Assura-Basis PharMed — Solothurn
Solothurn: the PharMed model from Assura-Basis costs CHF 522.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 522.20, PharMed is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PharMed costs CHF 1'018.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 522.20 | CHF 485.70 |
| 500 | CHF 510.60 | CHF 474.90 |
| 1'000 | CHF 481.40 | CHF 447.80 |
| 1'500 | CHF 452.20 | CHF 420.60 |
| 2'000 | CHF 423.10 | CHF 393.50 |
| 2'500 | CHF 393.90 | CHF 366.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.10 | CHF 330.30 |
| 500 | CHF 343.50 | CHF 319.50 |
| 1'000 | CHF 314.30 | CHF 292.30 |
| 1'500 | CHF 285.10 | CHF 265.20 |
| 2'000 | CHF 256.00 | CHF 238.10 |
| 2'500 | CHF 226.80 | CHF 211.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.90 | CHF 106.90 |
| 100 | CHF 109.10 | CHF 101.50 |
| 200 | CHF 103.30 | CHF 96.10 |
| 300 | CHF 97.40 | CHF 90.60 |
| 400 | CHF 91.60 | CHF 85.20 |
| 500 | CHF 85.80 | CHF 79.80 |
| 600 | CHF 79.90 | CHF 74.40 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.